Hello CareBridge,
Please go to EShop -> System -> Configuration -> Option tab, look at Privacy Policy (GDPR):
1. Choose an article for Checkout terms.
2. If you are in Europe, you maybe want to enable GDPR terms, then choose an article for Display Privacy Policy
Save the configuration. Then go to the checkout page, you will see the accept terms and conditions at Step 5 of checkout.
Hope that this is useful.
Sincerely, Giang